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Terms of Use

Please read these Terms of Use (“Terms”, “Terms and Conditions”) carefully before using the website (“Service”) operated by Jose H. Caraballo, LCSW (“me”, “I”, or “my”).

Your access to and use of my website, and/or utilizing free and paid services, including but not limited to, web pages, blogs, emails, videos, live streams, books, documents, podcasts, webinars, challenges, social media posts, discovery calls, complimentary sessions, and group and private coaching programs and packages, from or related to My Enriched Life or Jose H. Caraballo, LCSW, is conditioned on your acceptance of and compliance with these Terms.

These Terms of Use apply to all visitors, users, and others who access or use the Service.

By accessing or using the Service you agree to be bound by these Terms of Use. If you disagree with any part of the terms then you may not access the Service.



​The creator of this website is a practicing Licensed Clinical Social Worker (LCSW) in the state of Florida.

​The creator of this site is not practicing as an LCSW for this site, he is not a practicing psychotherapist for the purposes of this website. All content on this site and content related to My Enriched Life is used for informational purposes only and is not an agreement or an offer to enter into a counseling agreement.  

​Although I am bound by the NASW code of ethics, this site is personal in opinion and not to be construed as therapy, treatment, or medical advice.




The Service is provided on an “as is” and “as available” basis and the use of the Service is at your own risk. I make no representations or warranties, either expressed or implied, concerning the Service, or any information provided through the Service. I am not responsible for any damages, injury, or economic loss arising from the use of the content or Service.

For Educational and Informational Purposes Only: The information provided throughout all my products and services, whether purchased or complementary, is intended for educational and informational purposes only, and is made available to you for self-help only. You acknowledge that I am sharing my personal experiences with you and that I am in no way responsible for any decisions you make, or actions you take, during or after using my products and services. While every effort is made to accurately represent the information provided, you acknowledge that you are voluntarily using my products and services and that all your actions and decisions are made completely of your own volition, and remain 100% your sole responsibility at all times. You agree to use your own due diligence and judgment before applying any advice or recommendations made throughout my products and services, and also acknowledge that you take full responsibility for your health, life, and wellbeing, as well as the health, lives, and wellbeing of any dependents.


You agree that any registration information you give to will always be accurate, correct, and up to date. You must not impersonate someone else or provide account information or an email address other than your own. Your account must not be used for any illegal or unauthorized purpose. You must not, in the use of the Site, violate any laws in your or any jurisdiction.

You may use the Site and Service for lawful purposes only. You shall not post or transmit through the Site any material which violates or infringes the rights of others, or which is threatening, abusive, defamatory, libelous, invasive of privacy or publicity rights, vulgar, obscene, profane, or otherwise objectionable, contains injurious formulas, recipes, or instructions, which encourages conduct that would constitute a criminal offense, give rise to civil liability or otherwise violate any law. We reserve the right to remove any posts, entries, or members for unacceptable use of the site. 

Not Medical Advice: The information provided throughout all of my products and services, whether purchased or complementary, are for informational purposes only or intended to be a substitute professional psychological, psychiatric, or professional medical advice, diagnosis, or treatment that can be provided by your own Medical Practitioner or Mental Health Provider. If you suspect that you have a medical or mental health issue, then you should seek advice from a relevant provider. By using this site or any of its components, you understand and agree that you have not entered into a counseling agreement with the site owner. 

Always, seek the advice of your own physician or other qualified mental health professional with any questions you may have regarding a medical condition or mental disorder, or diagnosis. Never disregard professional medical advice or delay seeking treatment services because of something you have obtained from this or any of our associated sites, social media accounts, or podcasts.


Not Grief Counseling/Recovery Advice: Though the services rendered may touch on or assist with regard to grief and/or grieving, the information provided throughout all my services, whether purchased or complementary, is not intended as grief counseling or recovery advice or guidance in any way. Should you need such guidance, you should seek immediate advice from a relevant grief counselor or therapist, as you see fit.


Not Spiritual/Religious Advice: The information provided throughout all my products and services, whether purchased or complementary, is not intended as spiritual or religious guidance in any way. Should you need such guidance, you should seek immediate advice from relevant clergy or pastoral providers, as you see fit.

Not Legal or Financial Advice: The information provided throughout all my products and services, whether purchased or complementary, is not intended to be a substitute for legal or financial advice that can be provided by your own attorney, accountant, and/or financial advisor. Although care has been taken in preparing the information provided to you, I cannot be held responsible for any errors or omissions, and I accept no liability whatsoever for any loss or damage whatsoever arising. It is therefore recommended that you seek independent financial and/or legal advice relating to your specific circumstances as appropriate.

No Endorsements: References or links, found in my Services, to any external information, opinions, advice, products, and/or services do not constitute my formal endorsement. I am merely sharing information for your own self-help only. I am not responsible for the website content, blogs, e-mails, videos, social media, programs, products, and/or services of any off-site web pages, companies or, persons linked, referenced, or interviewed.


Intellectual Property Rights

Under these Terms, I own all rights to the intellectual property and material contained in this Website, except where otherwise indicated, and all such rights are reserved. You are granted a limited license only, subject to the restrictions provided in these Terms, for purposes of viewing the material contained on this Website.

The Site and Service contain intellectual property owned by Jose H. Caraballo, LCSW, and is property of including, without limitation, trademarks, copyrights, proprietary information, and other intellectual property as well as logo, all designs, text, graphics, photographs, other files, and the selection and arrangement thereof.  You may not modify, publish, transmit, participate in the transfer or sale of, create derivative works from, distribute, display, reproduce or perform, or in any way exploit in any format whatsoever any of the Site or Service content or intellectual property, in whole or in part without our prior written consent. We reserve the right to immediately remove you from the Site and Service, without refund, if you are caught violating this intellectual property policy.

Links To Other Websites


Our Service may contain links to third-party websites or services that are not owned or controlled by me.

I have no control over and assume no responsibility for the content, privacy policies, or practices of any third-party websites or services. You further acknowledge and agree that I shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with use of or reliance on any such content, goods, or services available on or through any such web sites or services.


Limitation of Liability


No Guarantees Provided: While every effort has been made to accurately represent my products and services, and their potential, the testimonials, and examples while providing real-world experiences and typical insights, are not guarantees or indications of your own results. My role as a Guide/Coach is solely to support and assist you in reaching your goals, but your individual success is reliant entirely on your own personal commitment, effort, motivation, dedication, proactivity, capacity, and much more. I cannot and do not guarantee that you will attain a result or income level, and you accept and understand that results differ by individual. By using my products and services, you agree that I am not responsible for the success or failure of any area which you decide to change, personal, financial, occupational, relational, or otherwise or any other result of any kind that you may have as a result of information presented to you. You are solely responsible for your results.

Use at Your Own Risk: I accept no liability, for any actions you take before, as a result of using my programs and services, and you accept full responsibility for the consequences of your use, or non-use, of any information provided by me through any means whatsoever. Your use, or non-use, of this information, is at your own risk, and you absolve me of any liability or loss that you, your business, your dependents, or any other people connected to you, may incur from the use, or non-use, of the information, provided.

I will not be held responsible or liable in any way for the products and services that you request or receive. In no event will I be liable to you, or to any other party, for any type of damages, including direct, indirect, special, incidental, equitable or consequential damages, for any use of or reliance on my product and services, or on those affiliated with me in any way. I do not assume liability for accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or business interruptions, misapplication of information, physical or mental disease or condition or issue, any type of loss or damage or otherwise, due to any act or default by me or anyone acting on my behalf, such as employees, staff, consultants, agents, interns, business managers, team members, owners, directors, shareholders, affiliates, joint venture partners, or anyone else affiliated with my business, who is engaged in rendering my products or services.

Purchases and Returns


If you wish to purchase any product or service made available through the Service (“Purchase”), you may be asked to supply certain information relevant to your Purchase including, without limitation, your name, email address, phone number, and address. For payment, you will be remitted to our service of choice for secure payment access.  Nonetheless, on my site, you will be required to provide certain personal information before you go to the payment option.

We do not offer returns on any of the products sold on this website, including physical and digital products, Should you have any concerns or questions regarding purchased products, please contact us at


Code of Conduct 

The code of conduct applies to the online discussion forums, comments posted on blogs, or participation in any event hosted by


These spaces are to share thoughts, pose questions, and help each other. To ensure that our website is a positive online environment, all members and participants must follow the rules below.


Violation of these rules will cause your account to be banned permanently and your posts will be deleted.


  • Do not post unauthorized personal information (names, address, phone number, email, etc.). Make sure you respect the confidentiality of others and do not disclose any non-public information or personal information without consent. You are responsible for the content you post. This includes information, text, photos, messages, etc. If you didn’t create the content that you post, it is your responsibility to ensure you have the necessary consent.

  • Respect other users. Set the tone for online conversations by being polite, open, and respectful. It is not expected that you will agree with other users at all times but it is expected that you respectfully write your comments. Any abusive, offensive, or inflammatory posts or any comments which personally attack any individual will not be tolerated and will be removed. 

  • No Spam /Advertising /Self-promotion. We define spam as unsolicited advertisements for goods, services, and/or other websites, or posts with little, or completely unrelated content. Do not spam the forums with links to your site or product, or try to self-promote your website, business or forums, etc.

  • Do not post copyright-infringing material. Providing or asking for information on how to illegally obtain copyrighted materials is forbidden.

  • Do not post “offensive” posts, links or, images. Any material which constitutes defamation, harassment, or abuse is strictly prohibited. Material that is sexually or otherwise obscene, racist, or otherwise overly discriminatory is not permitted on these forums. This includes user pictures. Use common sense while posting.



I reserve the right, at our sole discretion, to modify or replace these Terms and Conditions at any time. If a revision is material I will try to provide at least 30 (change this) days notice before any new terms take effect. What constitutes a material change will be determined at my sole discretion.


Contact Us


If you have any questions about these Terms and Conditions, please contact us at

Last updated: July 19, 2021

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